Insights
Written when we have something to say.
No market commentary, no NAV updates, nothing timed to a news cycle. Just the handful of things that decide whether a plan works.
- Allocation15 July 20265 min read
Role of asset allocation in achieving your financial goals
Asset allocation is diversifying your investments across different asset classes. Different asset classes have different risk / return profiles. By diversifying across asset classes, you can balance…
- Behaviour30 June 20264 min read
Volatility in Markets and Your Long-Term Investment
Markets have been more volatile than many investors are comfortable with, and the recent geopolitical shock around the US-Iran conflict has amplified that turbulence by pushing crude higher,…
- Allocation12 January 20265 min read
Multi Asset Allocation: Importance of having gold and silver exposure
The market is trading near its all time highs. Though the market has made a number of attempts to breakout from current range, we are seeing profit booking at upper end of the trading range.…
- Planning13 August 20254 min read
Financial Independence and Mutual Funds
The aspiration to lead a life without financial tensions is a desire in many hearts. As we prepare to celebrate the Independence Day on 15th August 2025, the quest for financial independence is so…
- SIP31 July 20247 min read
How to create long term wealth with SIP Top Up?
We have to face the challenge of dealing with multiple financial goals throughout our life. As we go through different stages of life, new goals get added. As our income increases, lifestyles and…
- Financial Planning13 April 20232 min read
Just Equities or Your First Home
Invest in Equities Instead! as the Rental Yields are Lower than the Mortgage & Opportunity Value Creation through Equity Investment is Huge! “Well, No Graphs, Worm Charts etc & it’s comparison with…
- Financial Planning3 January 20203 min read
Six financial vows to take in your 30s
It’s true to say that once our palate has been served well with a great meal, our hunger subsides and the best of the cuisines would be insipid and unappetising.Similarly, our needs and desires have…
- Returns25 June 20185 min read
XIRR: Way to calculate Mutual Fund SIP returns
A college friend bought a property in one of the suburban areas of Mumbai for Rs 30 lakhs in 2002. He recently sold the property at Rs 1.5 Crores – a profit Rs 1.2 Crores on an investment of Rs 30…
- Financial Planning28 July 20175 min read
Is investing in Gold a good option for middle class
If you are an avid follower of content on the internet or investment-savvy or always keep yourself updated with the latest news, you would have known that Paytm has come up with the concept of…