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MF GullakAMFI Registered Mutual Fund Distributor
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Any goal

What will this goal cost, and what must I save?

Put inflation on a target and find the monthly saving that reaches it, counting what you have already put aside.

Monthly saving to reach it

₹33,036/mo

Only money earmarked for this goal. Counting the same corpus twice is how a plan quietly fails.

Costs today
₹50.0 L
Costs in 10 years
₹89.5 L
What you hold grows to
₹15.5 L
Still to fund
₹74.0 L

₹50,00,000 today becomes ₹89.5 L in 10 years at 6% inflation. That gap — not the headline figure — is what the monthly saving has to close.

What this assumes

Target inflated
Every year until the date
Existing savings
Grow at the same expected return
Contributions
Monthly, flat
Returns
Constant, as you set them

What it does not account for

  • Tax on redemption, which reduces what actually reaches the goal.
  • Any step-up in the monthly amount as your income rises.
  • That inflation is not uniform. A wedding, a house and a degree inflate at different rates.
  • Sequence of returns. The same average through a different path can leave you short at the date that matters.

Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Outputs here are illustrations based on the assumptions you set, not projections of any scheme’s performance.

A number is not a plan.

The calculator tells you the size of the gap. Closing it takes a scheme selection, an allocation and a review schedule.

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